Effective Date: March 20, 2026
Last Updated: March 20, 2026
Welcome to KL KANAN LLC ("Company," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your access to and use of our website klkanan.com and any services provided by KL KANAN LLC. By accessing or using our website and services, you agree to be bound by these Terms.
By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our website or services.
Our services are intended for businesses and individuals who are at least 18 years of age. By using our services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into binding agreements.
KL KANAN LLC is a direct business lender providing various financing solutions including, but not limited to:
All financing is subject to credit approval, underwriting review, and execution of separate loan or financing agreements. These Terms do not constitute an offer of credit or guarantee of approval.
When you submit an inquiry or application for financing through our website or other channels:
You may use our website for lawful purposes only and in accordance with these Terms. You agree not to:
All content on this website, including text, graphics, logos, images, and software, is the property of KL KANAN LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
If you provide express consent through our contact form, you may receive recurring marketing and promotional SMS/MMS messages from KL KANAN LLC sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.
Consent: By opting in, you expressly consent to receive these messages. Consent is NOT a condition of purchase or service from KL KANAN LLC. You may inquire about financing without subscribing to text messages.
Message Frequency: Message frequency varies depending on your activity and our promotional schedule. You may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan. Please contact your carrier for details on your plan and any applicable charges.
Opt-Out (STOP): You can opt out of receiving SMS messages at any time by replying STOP to any message. After sending STOP, you will receive one final confirmation message. Following confirmation, you will no longer receive messages from us unless you re-subscribe.
Help (HELP): For assistance, reply HELP to any message or contact us at nicholas@klkanan.com. You will receive information about the program and how to opt out.
Supported Carriers: SMS services are available on major carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Service may not be available on all carriers.
Disclaimer: We are not responsible for delayed or undelivered messages. Message delivery is subject to your carrier's network and coverage.
Our website may contain links to third-party websites or services that are not owned or controlled by KL KANAN LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. You acknowledge and agree that we shall not be liable for any damages or losses arising from your use of any third-party sites.
Our website and services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
Information provided on our website is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions.
While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the accuracy, completeness, or reliability of any content on our website.
To the fullest extent permitted by applicable law, KL KANAN LLC, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
You agree to defend, indemnify, and hold harmless KL KANAN LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with:
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
Any disputes arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Los Angeles County, California. You agree to waive any right to a jury trial or to participate in a class action.
We reserve the right to modify or replace these Terms at any time at our sole discretion. When we make changes, we will update the "Last Updated" date at the top of this page. Material changes will be communicated by posting a notice on our website or by other appropriate means.
Your continued use of our website or services after any changes constitutes your acceptance of the new Terms. If you do not agree to the revised Terms, you must stop using our website and services.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and KL KANAN LLC regarding your use of our website and services and supersede all prior agreements and understandings.
If you have any questions or concerns about these Terms, please contact us at:
KL KANAN LLC
370 Cliff Dr Apt 1
Pasadena, CA 91107
Email: nicholas@klkanan.com
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.